To live on a fixed income, you must keep track of your spending habits to ensure that you don’t run out of money before your next check arrives. It’s always best to write down your fixed essential expenses, such as rent, mortgage, and car payments, and then write down your variable essential expenses, such as…

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In addition to the money put away for retirement, there are various ways you can save money for your retirement. There’s still time to give your savings a good boost before you retire. In this article, we’ll discuss the best ways to save money during or right before retirement. Sell One of your Cars The…

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Is there a best time to refinance your mortgage? It can be hard to know what is financially right for you. However, it is always better to be prepared for such an important decision that can significantly impact your financial future. Here is what you need to know: Interest Rates are Historically Low Interest rates…

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There’s no age limit when it comes to getting or refinancing a mortgage. Seniors have every right to fair and equal treatment from lenders. In this article, we’ll look at how you can take advantage of low-interest rates and refinance your mortgage loan to possibly save hundreds of dollars a month. Compare and Shop Around…

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CFPB study reveals impact of one change to credit reporting It may be just a simple three-digit number, but your credit score plays a significant role in determining the interest rate you pay for credit cards, loans, and mortgages. Credit scoring agencies, such as FICO, use information from credit reports to rank consumers by a…

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Reducing Your Debt Debt can be one of the most crippling factors in your financial life. Americans owed a staggering $1 trillion in credit card debt as of 2018, and auto loan and student loan balances are around $1 trillion combined as well. These numbers do not include debt from personal loans, payday loans, or…

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