Tips and Tricks for Fixed Incomes Over 50 To live on a fixed income, you must keep track of your spending habits to ensure that you don’t run out of money before your next check arrives. It’s always best to write down your fixed essential expenses, such as rent, mortgage, and car payments, and then…

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How to Save When you Retire In addition to the money put away for retirement, there are various ways you can save money for your retirement. There’s still time to give your savings a good boost before you retire. In this article, we’ll discuss the best ways to save money during or right before retirement.…

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Mortgage Tips for Financial Stability Is there a best time to refinance your mortgage? It can be hard to know what is financially right for you. However, it is always better to be prepared for such an important decision that can significantly impact your financial future. Here is what you need to know: Interest Rates…

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Tips on Refinancing for Retirees There’s no age limit when it comes to getting or refinancing a mortgage. Seniors have every right to fair and equal treatment from lenders. In this article, we’ll look at how you can take advantage of low-interest rates and refinance your mortgage loan to possibly save hundreds of dollars a…

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Home Modifications to Help Comfortable Living As adults age, their homes also grow older. Most homes, however, are not updated to accommodate aging needs. Home adaptation or modification can provide safe living so older occupants may continue to comfortably live in their own home. Add Accessible Door Handles Levers are usually easier to grip than…

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Tips & Facts Everyone Nearing Medicare Should Know One of the most common questions is, “Is Medicare free?”, and one of the many misconceptions is that after paying into Medicare through payroll withholdings at work for many years, some people approach their eligibility age of 65 with a misconception that their coverage will be free.…

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CFPB study reveals impact of one change to credit reporting It may be just a simple three-digit number, but your credit score plays a significant role in determining the interest rate you pay for credit cards, loans, and mortgages. Credit scoring agencies, such as FICO, use information from credit reports to rank consumers by a…

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President Biden announced that the Centers for Medicare & Medicaid Services (CMS) is extending access to the Special Enrollment Period (SEP) February that runs through Aug. 15. All state-based marketplaces also began their own special enrollment periods, but their dates vary. This action provides new and current enrollees an additional three months to enroll or…

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Life Insurance is a Financial Lifesaver… Except When It Isn’t Obtaining life insurance can help provide your family with financial security during tough and sometimes unexpected times. Life insurance not only provides funds when a provider within a family passes but also when a stay-at-home parent has an unfortunate demise to make the remaining financial…

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Reducing Your Debt Debt can be one of the most crippling factors in your financial life. Americans owed a staggering $1 trillion in credit card debt as of 2018, and auto loan and student loan balances are around $1 trillion combined as well. These numbers do not include debt from personal loans, payday loans, or…

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